Dental treatment can feel expensive, and worrying about the cost may stop you from seeking the care you need. At Pear Tree Dental, we believe everyone deserves access to good oral health. That's why we offer payment plans, membership schemes, and can discuss financing options so that the price of treatment doesn't become a barrier to your wellbeing.
Why dental treatment costs vary
The cost of dental care depends on what you need. A simple check-up costs less than a course of root canal treatment or a set of dental implants. Factors that affect price include:
The type of treatment (routine cleaning, filling, crown, implant, etc.)
How many teeth are involved
The material used (for example, composite versus gold or ceramic)
How complex the case is (some teeth need more time and skill to treat)
Whether additional imaging, such as CT scans, is needed
For all treatments beyond simple check-ups, you will receive a written treatment plan that clearly shows what is needed and what it will cost before you commit. This means no surprises.
Spreading the cost: payment plans and monthly options
Many patients prefer to spread the cost of treatment over several months rather than paying everything at once. We offer flexible payment plans that make this possible. Whether you need a single large treatment or a course of work, a monthly payment plan can fit your budget.
A payment plan typically works by dividing the total cost across a set number of months. You'll know the exact amount and number of payments upfront. We are transparent about how our plans work and always explain your options at the start.
If you are considering a course of treatment and would like to talk through payment options before booking, please call or visit — there is no charge for an initial consultation.
Dental membership plans — what they include
A membership plan is a regular subscription that gives you access to routine dental care at a fixed price each month. It's designed for patients who want predictable costs and regular preventive visits.
Typical membership benefits include:
Two routine check-ups per year (oral examination)
Hygienist visits (scale and polish)
Standard X-rays (to check for decay and bone health)
Discounts on additional treatments such as fillings, extractions, or specialist work
Membership is often better value than paying per visit if you attend regularly. It also encourages you to keep up with prevention, which helps you avoid bigger, costlier problems down the line. For more detail on whether a membership plan is right for you, see our article on
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How to avoid bigger bills: the case for prevention
One of the best ways to keep dental costs down is to prevent problems in the first place. Small issues are cheaper and quicker to treat than large ones.
Regular check-ups allow us to spot decay, gum disease, or other issues early, when they are simpler and less costly to fix.
Good home hygiene (brushing twice daily, flossing) prevents many common problems.
Professional cleaning by a hygienist removes tartar that brushing alone cannot shift.
If you grind your teeth, a night guard can prevent expensive damage.
A membership plan or regular check-up routine is an investment in long-term oral health. It often saves money by preventing emergencies and major treatment further down the line.
Getting a cost estimate before you commit
Before any treatment beyond a simple check-up, we will:
Examine your teeth and take any necessary images or scans
Discuss what treatment options are available to you
Provide a written treatment plan with a clear cost breakdown
Explain your payment options (full payment, payment plan, or membership benefits)
You will never be pressured into treatment you don't want. If you need time to think things over or discuss payment with a partner or family member, that's fine. Our role is to guide you towards the healthiest choice for your teeth and budget.
Talk to us about your options at Pear Tree
If you are worried about the cost of dental care, or you simply want to know what treatment would involve and what it would cost, please book an appointment or call 0115 931 2935. We're here to answer your questions honestly and find a solution that works for you.
FAQ
Q: Is dental treatment free on the NHS? A: Basic treatments such as check-ups, fillings, and extractions are available on the NHS at a set charge, which is lower than private fees. Cosmetic treatments and some complex cases may not be available on the NHS. Your dentist can advise you on what is available in your area and what your options are.
Q: What if I can't afford treatment right now? A: Please tell us. We can discuss payment plans, membership options, or alternative treatments that may cost less. Delaying treatment can sometimes lead to more serious (and more expensive) problems, but we will work with you to find an option that fits your situation.
Q: Do you charge for consultations? A: An initial consultation to discuss your needs and get a cost estimate is usually no charge. We want you to feel confident about what treatment involves before you commit to it.
Q: How do I know what I'll pay before I start? A: You'll receive a written treatment plan that sets out the full cost of care, broken down by tooth or type of treatment. If you choose a payment plan, you'll also know the monthly amount and total number of payments. We always aim for complete clarity so there are no surprises.